Mr. Osman Bin Saif is a voracious futurist by passion and a result driven professional. He is a graduate of University of Exeter in Accounting and Finance and has an honor of being president of the business council of the school of business and economics. He has over 10 years of professional and academic experience with the industry and government sector. Mr Saif is a trainer, advisor and a market enthusiast with proven leadership capabilities and analytical aptitude and an enabler to streamline operations that drive growth to increase operational efficiency and bottom line margins through effective implementation of controls ensuring sustainable returns. His winning areas of interdisciplinary expertise are market research, monitoring and evaluation, internal controls, capacity evaluation, financial planning and forecasting, policy development, risk management and strategic planning. He has published and presented interdisciplinary research in various national and international forums with a particular interest in behavioral and green finance. Taleem Foundation, Fauji fertilizer, TCBC, NRSP, USAID, SDPI, Government of Pakistan, Federation of Chinese Traders, FPCCI and SECP are a few recent ventures of Mr. Saif. He is currently Associated with Bahria University since 2014 as an Assistant professor.